LicensedRental

North Carolina county rules

Union County, NC vacation rental rules and taxes

Union County, southeast of Charlotte, has a modest market spread across Monroe, Waxhaw, and Indian Trail. We found no short-term rental rules in the county, Waxhaw, or Monroe codes we could search. Stays pay 6.75% sales tax plus local occupancy tax, which Airbnb collects.

Checked against official sources November 6, 2026
Market
About 120 Airbnb listings
Monroe 48, Waxhaw 47, Indian Trail 26 (AirROI).Source
Sales tax
6.75%
Occupancy tax
Set locally; Airbnb collects it
We couldn’t confirm the rate. Ask the county finance office.Source
Local rules
None found
Searched the Union County, Waxhaw, and Indian Trail codes on Municode; zoning ordinances for Monroe and Waxhaw not reviewed.Source

What to do

  1. Taxes on each stay

    Stays under 90 days owe 6.75% sales tax plus the local occupancy tax. Airbnb collects both on its bookings. If guests pay you directly, file sales tax with the Department of Revenue. For direct bookings, ask the Union County finance office about the occupancy tax rate and return.Source

  2. Ask your town about zoning

    Ask your town’s planning office (or Union County, outside town limits) whether zoning allows a short-term rental at your address. Check your HOA rules too.

Towns

Full guide

Monroe

Monroe’s development ordinance says short-term rentals like Airbnb and VRBO are not rooming houses, hotels, or bed and breakfasts, but it doesn’t list them as their own use. Ask the city how it treats your rental. Stays pay 6.75% sales tax plus local occupancy tax, which Airbnb collects.

Sources

A plain-language summary to help you prepare, not legal advice. Rules and fees change; confirm with the office before you apply. Spot something out of date? Email hello@licensedrental.com.