Larimer County, Colorado
Loveland, CO vacation rental requirements
Loveland charges a 3% lodging tax on top of its 3% city sales tax, and Airbnb and Vrbo must collect both. We didn’t find a separate short-term rental license on the city’s tax page, so ask city planning about zoning before you list.
Checked against official sources November 8, 2026Download checklist (PDF)Free. A printable version of this guide to tick off, with the official sources.
We could not confirm Loveland’s zoning rules for short-term rentals in November 2026.
Your licensing checklist
In order: the state, the county, then the town.
State of Colorado
Get a state sales tax license
If you rent rooms or a home for stays under 30 days, Colorado requires a sales tax license from the Department of Revenue. Platforms like Airbnb collect the state and state-administered taxes on their bookings; you file for anything booked directly.Source
Check for home-rule city taxes
Many cities and mountain towns collect their own sales and lodging taxes. Platforms aren’t required by the state to collect these, so you may need a separate city tax license and returns.Source
Get your county or city rental license
Most Colorado mountain counties and towns, and Denver, require a short-term rental license or permit, often with an inspection, an occupancy limit, posted information, and a local responder. Pick your area for the rules.
Larimer County, Colorado
Then your town or area
Cities and towns make their own rental rules inside their limits; the county’s rules apply only outside them. Pick your area.
City of Loveland
Taxes on each stay
Stays under 30 days owe 2.9% state, Larimer County sales tax, 3% city sales tax, and 3% city lodging tax. Airbnb and other platforms collect the state and state-administered taxes on their bookings; for direct bookings, file with the Colorado Department of Revenue. Loveland is a home-rule city, and its code requires marketplace facilitators to collect the city sales and lodging taxes. If you take direct bookings, get a city sales tax license and file with the city.Source
Ask about zoning
Ask Loveland’s Development Services whether zoning allows a short-term rental at your address and whether you need a permit. Check your HOA rules too.
Sources
- Sales & Use Tax Topics: Rooms & Accommodations · Colorado Department of Revenue
- Sales Tax Guide and Colorado Sales/Use Tax Rates (DR 1002) · Colorado Department of Revenue
- Lodging Tax/Short Term Rentals · City of Loveland Finance (Sales Tax)
- Colorado Airbnb market data (active listings) · AirROI
A plain-language summary to help you prepare, not legal advice. Rules and fees change; confirm with the office before you apply. Spot something out of date? Email hello@licensedrental.com.